Saturday Night Serenade–Stepping Stone

A couple of weeks ago, Mr. R was hit by a car in the Publix parking lot. He’s fine, he wasn’t hurt, really, but the most remarkable thing about it is that combined with all the other setbacks we’ve had recently, getting hit by a car wasn’t all that remarkable.

Over the past couple of years, the real estate business has kicked us in the teeth repeatedly. From the couple who was ready to sell their house then ‘2-more-weeks’ed us for TEN MONTHS, to they guy who has had signed contracts on 5 different houses and BACKED OUT OF EVERY ONE, and every wishy-washy client in between, we’ve grown increasingly behind in our financial obligations.

Then there’s the delightful person who tried to use our debit card in Miami. Lucky for us, they could’t guess the correct zip code. And both our cats died within two days.

To try to help make ends meet, in addition to writing, I’ve been teaching online for nearly a year. Mr. R has been using our only car, a lease, to drive Uber.

In a desperate attempt to save our home from foreclosure, we hired an attorney to help us file bankruptcy. Again, the day we signed the paperwork, that was the absolute least stressful part of that day. The leased car is due to be returned in August. The lawyer said not to worry about the final two payments, she’s rolling it into the bankruptcy. So we’ve blown way past the mileage limit driving it for Uber. It was a relief to think of no car payments.

Then the battery died. Long story short, we borrowed a battery charger from a friend and Mr. R stayed out all night driving Uber to earn enough money to replace a $120 battery on a car we’re giving back.

What we’ve realized, though, is that if we follow through with the bankruptcy, we’ll be chaining ourselves to an outrageously high mortgage payment for the next five years. Sure we can come up with the payment this month. But what about next month? And the month after that?

It just doesn’t make sense. What we’re realizing is that we have to get out from under the house. And Mr. R is planning to go back to television news while doing real estate part-time. Somewhere, there’s a new adventure waiting. And it doesn’t involve the level of stress we’ve lived with for the last two years.

So our house is on the market. Priced to sell quickly. We even have an Open House today.

Where are we going? I have no idea. But tonight’s song touches my soul. This ain’t no stumbling block. It’s just a stepping stone.

I hope you’re enjoying this fine summer weekend. Try to stay cool. And be sure to hug those you love.

Happy Saturday night!

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